October 2023

Dog looking confused

Annual Excess versus Per Visit Excess, What’s the difference?

In the world of pet insurance, understanding terms like “annual excess” and “per visit excess” is essential to make informed decisions about your coverage. These concepts are similar to those found in human health insurance, but they apply to your beloved pets and their healthcare expenses. Let’s explore the differences between these two types of excess and provide some practical examples.

Understanding the Medicare Levy Surcharge

Understanding the Medicare Levy Surcharge: Hospital Cover vs. Extras Cover

When it comes to managing your health insurance in Australia, it’s essential to understand the nuances of the Medicare Levy Surcharge (MLS) and how it relates to your private health insurance coverage. The MLS is a tax designed to encourage higher-income earners to take up private health insurance, but the rules can be a bit complex. In this blog post, we’ll explore the differences between hospital cover and extras cover, and how they relate to the Medicare Levy Surcharge.