Health Savings Account
Stay healthy for less with ExtraJar’s Health Savings Account
ExtrasJar’s Health Savings Account empowers all Australians to stay in control of health expenses with less out-of-pocket costs. We know that health insurance doesn’t always cover everything, so our Health Savings Account works to pick up the slack.
Contributions are secured in a custodian account that can be tapped into with your own ExtrasJar MasterCard. Any expense that uplifts your health is fair game, meaning you can invest in yourself in your way. Thanks to our innovative investment mechanism, we’ll be investing in you too!
Health Savings Account
Who is the plan for?
For individual
Active Extras
$60
For those seeking more peace of mind, saving for more than just regular checkups.
For individual
Custom Extras
$
For those of us who want the freedom to choose a plan that meets the need.
For individual
Athlete Extras
$90
For health gurus who want be Zen about having funds ready when needed.
How it works
Choose your own plan
Invest in a way that’s right for you. Select from our popular plans, or create your own plan that suits you, starting at $10 a month.
Set your own limits
Say goodbye to restrictive limits and set your own that covers the expenses you really need. Paying for services you don’t need are a thing of the past.
Roll over unused funds
Your investments never expire and unused funds roll over each year. Plus, our pioneering investment mechanism means you might come back to more funds than you originally put in!
If it’s making you healthier - it’s covered
Freedom of choice is what we’re all about at ExtrasJar. Simply tap your ExtrasJar MasterCard at the point of sale to pay for any health product or service you need.
Examples of things you can pay for...
Acupuncture means a General Treatment that is: (a) approved by Us; and (b) provided during a Consultation by a Provider who is recognised by Us as an acupuncturist.
Antenatal & Postnatal Classes means General Treatment that is: (a) approved by Us; and (b) provided by a midwife or physiotherapist in Private Practice.
Audiology means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation by a Provider who is recognised by Us as an audiologist.
Chiropractic means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation by a Provider who is registered or licensed to practice and recognised by Us as a chiropractor.
Dietetics / dietary advice means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation by a Provider who is recognised by Us as a dietician or a nutritionist.
Dental including Endodontic & Orthodontics means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation by a Provider who is recognised by Us as a Dental Practitioner (a person registered or licensed to practice as a dental practitioner under a law of a State or Territory that provides for the registration or licensing of dental practitioners or dentists).
Exercise Physiology means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation with a Provider who is recognised by Us as an exercise physiologist.
Hearing Aids means: (a) an appliance to correct a hearing defect; or (b) a component of such an appliance, that has been prescribed during a Consultation with a Provider who is recognised by Us as an audiologist.
Optical means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation by a Provider who is recognised by Us as an Optometrist (means a person registered or licensed as an optometrist or optician under relevant State or Territory laws), an ophthalmologist or optical dispenser.
Optical Appliance means an appliance to: (a) an appliance to correct a sight defect; or (b) a component of such an appliance, that has been prescribed during a Consultation with a Provider who is recognised by Us as an Optometrist, an ophthalmologist or optical dispenser.
Physiotherapy means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation with a Provider who is registered, or licensed to practice, and recognised by Us as a physiotherapist.
Orthotics means an appliance to correct a deformity of the foot or lower limbs that has been prescribed during a Consultation with a Provider who is recognised by Us as a podiatrist, physiotherapist, chiropractor or osteopath.
Podiatry means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation with a Provider who is registered, or licensed to practice, and recognised by Us as a podiatrist.
Speech Therapy means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation with a Provider who is registered, or licensed to practice, and recognised by Us as a speech therapist.
Psychology & Counselling means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation with a Psychologist who is registered, or licensed to practice, and recognised by Us to provide psychology and counselling Treatment.
Massages (including remedial massage) means general Treatment that is (a) approved by Us; and (b) Provided during a Consultation by a Provider who is recognised by Us.
Natural Therapies means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation with a Provider who is recognised by Us to provide natural therapy Treatment.
Osteopathy means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation by a Provider who is registered. a Consultation with a Provider who is recognised by Us as a podiatrist, physiotherapist, chiropractor or osteopath.
The ExtrasJar difference
We want you to look after yourself, all while keeping more of your hard-earned cash. ExtrasJar’s Health Savings Account flips the script of traditional health costs to allow all Australians to do just that. What were health expenses are now health investments that ensure you get back as much as you put in – maybe more thanks to our pioneering investment model.
An ExtrasJar health savings plan allows you to put away cash for when you need it most. These contributions are held in a Health Savings Account that is forever-ready to be drawn upon when you need to invest in your health. You can pay for anything health-related with your ExtrasJar Mastercard.
The cash in your ExtrasJar Health Savings Account is held in a custodian account. This means that your money will always remain yours, even if you don’t use it before the year ticks over. It’ll simply be ready for next year!
Your contributions are invested into an ExtrasJar Managed Investment Scheme when you’re not using them. That means there’s potential for your health investment to grow. You won’t have to do a thing – that’s our job.
Your health is always in your hands with an ExtrasJar Health Savings Account. We’re not here to dictate what you can and can’t spend your cash on, or punish you for not using it. Stay in control of your investment and on top of your wellbeing all at once.
Combine other health cover with ExtrasJar’s Health Savings Account
Realise true control and the ultimate support by combining any existing hospital, extras or ambulance cover with your Health Savings Account. We know that ordinary cover doesn’t cover everything, so we’ve flipped the script with a health product that plugs the holes.
Look forward to minimising your gap payments from regular cover and gaining more freedom to invest in beneficial health products and services outside the scope of the insurance status-quo. Stay in control of health expenses with less out-of-pocket costs
Unsure of anything?
Wherever possible, we try to make health and pet coverage easy for you. Whether it’s getting a quote or checking out the options, we’re here to make your ExtrasJar experience a good one.