Is extras cover worth it for a puppy?

It’s the question every new puppy owner asks. Let’s take a look at the pros and and cons of pet cover so you can make the right decision for you.

Every kid dreams of having a puppy – even the big kids of the family! While there is something super special about introducing a new furry face into the family dynamic, your four-legged friend does bring a whole new world of responsibilities. From regular walking and training to vaccinations, check ups and grooming, there’s more to being a pet owner than enjoying the puppy snuggles! 

Some aspects of having a puppy are predictable and expected, but others can pop up out of nowhere. Just like any family member, you’ll want to ensure they receive the very best care the moment they need it. This peace of mind is why plenty of people take out cover for their pets as young as three months old. 

Pet cover is one way to buffer yourself against unexpected vet bills, so that your budget doesn’t have to hold back on getting treatment. But is it worth it in the long run? Here are some ways you may use your puppy cover.

Ways to use your puppy extras cover


One of the major reasons desexing of dogs is encouraged is to prevent overbreeding, but did you know it can improve your puppy’s overall health and behaviour too? Traditionally, the recommendation is that dogs are between five and six months old as this is before most reach puberty.  

While it’s an important responsibility for pet owners, it doesn’t come cheap! Depending on the size and breed of your dog, you could be facing a $250 to $500 fee. The procedure may also be slightly more expensive for female dogs because the surgery is more involved and usually takes longer. You can learn more about what’s involved right here.

However, most insurance policies don’t cover desexing and this means you’re left to pay for this procedure with your own money. But that’s not the way with ExtrasJar. Our extras coverage means that you can save up your funds to use exactly when you want, on whatever you want.


Vaccinations are another important part of caring for your puppy as they help prevent or reduce the severity of serious diseases that can cause serious health consequences and even death. It’s recommended that all puppies receive the C3 vaccine to be protected against distemper virus, canine adenovirus and canine parvovirus. This care not only helps improve health, but also minimises the likelihood of unexpected veterinary costs down the track. 

Yet just like desexing, vaccinations aren’t always covered by pet cover. More on that here. The exact costs will depend on the size and breed of your puppy, but will likely range from $170 to $250. Plus, you may need boosters every few months. But with ExtrasJar on your side? You can save your funds to cover the complete cost of all vaccinations so that your furry friend has complete protection, without you having to dip into your savings.


Being a puppy parent is a wonderfully fulfilling and completely surprising experience. You never know what is right around the corner – which is both the beauty and the challenge of it all. While this journey will undoubtedly bring you a wealth of memories, it may also present some financial hurdles that you simply didn’t factor into the equation or that pop up out of nowhere. That may include:


$60 to $80

Council registration 

$40 to $150

Puppy training 

Approximately $100 to $200

Annual health checkup

$90 to $120


$70 to $90 

We know you want the very best for your best friend, so you’d never want to be in the position where you’re left scrambling to pay the bills needed to keep them in tip-top shape. With flexible and comprehensive cover, you can say goodbye to the feeling of uncertainty that may settle in your stomach the second you walk through the vet doors.

A package like the ones offered by ExtrasJar will allow you to budget ahead of time, spend your dollars on the treatments your furry friend needs and watch your funds grow over time. 

How much could you save with extras from ExtrasJar?

Dogs are said to be a man’s best friend and as responsible dog owners we all want to provide our four legged mates with the most comfortable living experience possible. Depending on the breed, age and condition of your canine companion, owning and caring for them can cost anywhere from $1,500 to $9,900 annually. With the average lifespan of a dog spanning between ten and fifteen years, that is a potential expense of anything between $15,000 and $148,500. 

So does getting extras cover for your dog stack up? We’ll let you do the math. 

ExtrasJar, revolutionary protection for the entire family.