Health Extras
Who is the plan for?
For individual
Active Extras
$60
For those seeking more peace of mind, saving for more than just regular checkups.
For individual
Custom Extras
$
For those of us who want the freedom to choose a plan that meets the need.
For individual
Athlete Extras
$90
For health gurus who want be Zen about having funds ready when needed.
How it works
Choose your own plan
Invest in a way that is right for you, select from our popular plans, or create your own plan that suits you, starting at $10 a month.
Set your own limits
Extras your way, no more restrictive limits, set your limits on what treatments you need – no more paying for services you don’t .
Roll over unused funds
Your extras never expire it is your money, and unused funds rollover each year for when you need it, the larger it grows the less you need to invest each year.
Choice of treatments
Authorised Health Care Treatments
You can choose the treatment you want depending on your needs and you always have freedom of choice in providers. ExtrasJar can be used at any provider that accepts Mastercard.
Acupuncture means a General Treatment that is: (a) approved by Us; and (b) provided during a Consultation by a Provider who is recognised by Us as an acupuncturist.
Antenatal & Postnatal Classes means General Treatment that is: (a) approved by Us; and (b) provided by a midwife or physiotherapist in Private Practice.
Audiology means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation by a Provider who is recognised by Us as an audiologist.
Chiropractic means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation by a Provider who is registered or licensed to practice and recognised by Us as a chiropractor.
Dietetics / dietary advice means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation by a Provider who is recognised by Us as a dietician or a nutritionist.
Dental including Endodontic & Orthodontics means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation by a Provider who is recognised by Us as a Dental Practitioner (a person registered or licensed to practice as a dental practitioner under a law of a State or Territory that provides for the registration or licensing of dental practitioners or dentists).
Exercise Physiology means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation with a Provider who is recognised by Us as an exercise physiologist.
Hearing Aids means: (a) an appliance to correct a hearing defect; or (b) a component of such an appliance, that has been prescribed during a Consultation with a Provider who is recognised by Us as an audiologist.
Optical means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation by a Provider who is recognised by Us as an Optometrist (means a person registered or licensed as an optometrist or optician under relevant State or Territory laws), an ophthalmologist or optical dispenser.
Optical Appliance means an appliance to: (a) an appliance to correct a sight defect; or (b) a component of such an appliance, that has been prescribed during a Consultation with a Provider who is recognised by Us as an Optometrist, an ophthalmologist or optical dispenser.
Physiotherapy means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation with a Provider who is registered, or licensed to practice, and recognised by Us as a physiotherapist.
Orthotics means an appliance to correct a deformity of the foot or lower limbs that has been prescribed during a Consultation with a Provider who is recognised by Us as a podiatrist, physiotherapist, chiropractor or osteopath.
Podiatry means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation with a Provider who is registered, or licensed to practice, and recognised by Us as a podiatrist.
Speech Therapy means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation with a Provider who is registered, or licensed to practice, and recognised by Us as a speech therapist.
Psychology & Counselling means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation with a Psychologist who is registered, or licensed to practice, and recognised by Us to provide psychology and counselling Treatment.
Massages (including remedial massage) means general Treatment that is (a) approved by Us; and (b) Provided during a Consultation by a Provider who is recognised by Us.
Natural Therapies means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation with a Provider who is recognised by Us to provide natural therapy Treatment.
Osteopathy means General Treatment that is: (a) approved by Us; and (b) provided during a Consultation by a Provider who is registered. a Consultation with a Provider who is recognised by Us as a podiatrist, physiotherapist, chiropractor or osteopath.
How ExtrasJar is different
We want you to keep more of your hard earned cash, that’s why we flipped Health Insurance Extras on its head. Like many Australians we were paying more in a premium than we got back as a benefit. Now you can flip that expense into an investment, with ease of access with your ExtrasJar Mastercard, and the security that your money is always yours.
Switch to ExtrasJar, and your health insurance extras premium will be invested into the ExtrasJar managed fund. You can pay for treatments with the ExtrasJar Mastercard at your provider of choice. The best bit, your previous expense, is now an investment in a better you.
Roll over any unused funds to use when you need. Because it’s your money and we keep it that way.
Your payments are invested into an ExtrasJar Managed Investment Scheme when you’re not using them which can put more cash in your back pocket from the jump. Draw from these savings to pay for extras down the track without delay.
Freedom of choice is at the heart of the ExtrasJar mission. With your exclusive ExtrasJar Mastercard, you can simply tap to pay for your treatments with providers of your choosing.
What others have to say
“It’s rare to see a health insurer cover a 100% of the fees for treatments. Saving for your own extras is a great alternative and ExtrasJar has just the product.”
Felix
MELBOURNE
“The ExtrasJar philosophy of “extras your way” really resonates with me. I did the math and quickly worked out not only was I paying my health fund much more than I was claiming but each year I would lose money in unclaimed extras. With ExtrasJar I no longer lose money and I get to use the funds how I want! It really is extras my way.”
Nat
BRISBANE
“I’ve always seen extras insurance as a waste of money because I never claim and even when I claim, there’s always an out of pocket surprise. Now I can save for the extras I want with the added bonus of my savings being invested, perfect!”
Nicole
SYDNEY
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